You'll probably need to contact the credit reporting agencies directly to get your credit history transferred to your new name. Let me know if you need help with that.

Waiting is not a bad thing, except for having to deal with your mother. Take this as a sign that things were moving way too fast and slow down. You'll be glad you did it at your own pace.

Hope you're feeling better soon. Lots of seasonal illness going around right now so take good care of yourself. *hugs*