downer warning - if you're in a good mood, this post might kill it :P

So, I did call this realtor woman my mother had told me about. I was kinda hoping she would say not to bother trying to get a loan when she heard what my salary was... but she didn't really say much either way. She only gave me the contact info for three different loan officers that she works with, and said that either of them would be able to give me detailed info on my possibilities - and then we would go from there. ( So now it appears I should be calling those guys. )