sick of it all
Oct. 24th, 2009 06:10 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
floatingleafSo here's the latest scoop: I indeed do not have a credit history, because I changed my name. Both my credit cards are still under the old name (I didn't bother notifying them of the change, since I'm still using checks with the old name to pay my bills). My social security number, however, is now officially tied to the new name - so the credit report for a person of that name comes up blank. And because I've already changed my name with Social Security, the loan officer says we can't use the old name to apply for a loan. Looks like I've stylishly shot myself in the foot. But then, I wasn't expecting to be applying for mortgage loans anytime soon. It wasn't my idea, remember?...
My mother doesn't know about this new development yet. I bet she'll be thrilled.:/ And then I'll have to withstand the full force of her righteous indignation with the whole thing - my humble self included. "Why on earth did you have to change your name in the first place?" - she will ask. And somehow I get the feeling that "Because I hated the one you gave me" is not the correct answer.:|
In other exciting news, I am coming down with something. My sinuses are all stuffed-up and my head weighs a ton. Looks like I might be spending tomorrow in bed. The funny thing is, I actually took Monday & Tuesday off, because I am expecting to get my period right about then, and I still have a few unused vacation days left. I have unused sick days too, but I hate inventing new ailments each month, so this time I decided to use some of the remaining vacation time instead. Except it seems I wouldn't have to invent any ailments at all, since they obligingly appeared all on their own.:/ Well, at least I have three days to sleep it all off and get myself back in shape, lol.
Truthfully, I think it might be the stress associated with the whole "buying a condo" project that has contributed to my succumbing to some sort of seasonal affliction, whatever it is. I really don't react well to stress, and I've been feeling very pressured and emotionally exhausted of late. So it wouldn't hurt me one bit to postpone the whole thing for a year or two (until I have accumulated some credit history under the new name, that is). Especially since the real estate agent said that by the estimation of people working in the business, the housing market isn't going to recover for another 2-3 years. So there's a good chance the prices will still be low enough for me then. But what's good enough for me, apparently isn't good enough for my mother. Once she has set her mind on something, she wants it to happen NOW - or, preferably, yesterday.:/ And she doesn't take "no" for an answer. To her, "delay" seems to be the scariest concept of all. Well, to me the scariest concept is "rush". So we are well-matched indeed. Someone "up there" must be having lots of fun at our expense, I'm sure. *sigh*
My mother doesn't know about this new development yet. I bet she'll be thrilled.:/ And then I'll have to withstand the full force of her righteous indignation with the whole thing - my humble self included. "Why on earth did you have to change your name in the first place?" - she will ask. And somehow I get the feeling that "Because I hated the one you gave me" is not the correct answer.:|
In other exciting news, I am coming down with something. My sinuses are all stuffed-up and my head weighs a ton. Looks like I might be spending tomorrow in bed. The funny thing is, I actually took Monday & Tuesday off, because I am expecting to get my period right about then, and I still have a few unused vacation days left. I have unused sick days too, but I hate inventing new ailments each month, so this time I decided to use some of the remaining vacation time instead. Except it seems I wouldn't have to invent any ailments at all, since they obligingly appeared all on their own.:/ Well, at least I have three days to sleep it all off and get myself back in shape, lol.
Truthfully, I think it might be the stress associated with the whole "buying a condo" project that has contributed to my succumbing to some sort of seasonal affliction, whatever it is. I really don't react well to stress, and I've been feeling very pressured and emotionally exhausted of late. So it wouldn't hurt me one bit to postpone the whole thing for a year or two (until I have accumulated some credit history under the new name, that is). Especially since the real estate agent said that by the estimation of people working in the business, the housing market isn't going to recover for another 2-3 years. So there's a good chance the prices will still be low enough for me then. But what's good enough for me, apparently isn't good enough for my mother. Once she has set her mind on something, she wants it to happen NOW - or, preferably, yesterday.:/ And she doesn't take "no" for an answer. To her, "delay" seems to be the scariest concept of all. Well, to me the scariest concept is "rush". So we are well-matched indeed. Someone "up there" must be having lots of fun at our expense, I'm sure. *sigh*
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Date: 2009-10-25 01:55 am (UTC)As for my other card, which I was going to keep (my first one, actually, from Alliant Credit Union, with whom I have a savings account) - I did send them a copy of the court document proving the name change along with one of my recent checks, but they must have somehow ignored it, because I just received a new card from them and it still has the old name on it.:/
Of course, if you were looking for an excuse to get out of the whole thing, this works. ;)
I don't mind if it does, but I'm afraid my mother will not buy it and will probably come up with a solution - like the one you suggested above.:P